Xactimate Guide

Xactimate Siding Line Items: Complete Guide

Siding claims are among the most supplemented in the industry. Understanding the right codes — and the matching provision — is how you get full replacement.

Insurance adjusters frequently scope only directly damaged sections of siding rather than accounting for matching requirements and all associated accessories. Understanding siding codes and the matching provision is critical to a properly scoped claim.

Vinyl Siding

Vinyl siding has a wide range of Xactimate codes based on profile size and style. Using the correct code for the existing profile is critical — price differences are significant.

Code	Description	Unit	Notes
SID 160	Vinyl siding — double 4"	SF	Most common profile. Measure all affected elevations.
SID 162	Vinyl siding — double 5"	SF	Wider profile — confirm measurement matches existing.
SID 165	Vinyl siding — dutch lap	SF	Different profile from standard double — use correct code.
SID 168	Vinyl siding — shake/shingle style	SF	Higher cost code for premium vinyl profiles.

Fiber Cement and Aluminum Siding

Fiber cement siding has higher material and labor costs than vinyl. Always verify the correct product code is used.

Code	Description	Unit	Notes
SID 140	Aluminum siding	SF	Dents from hail are functional damage. Document impact density.
SID 204	Fiber cement siding — lap	SF	Hardie board and similar. Higher cost than vinyl.
SID 206	Fiber cement siding — panel	SF	Large format fiber cement panels.

Trim, Corners, and Accessories

Siding accessories are separate line items frequently overlooked. Document each component individually.

Code	Description	Unit	Notes
SID 180	Corner post — vinyl	LF	All exterior corners. Count from photos.
SID 182	J-channel — vinyl	LF	At all window/door perimeters and terminations.
SID 270	Soffit — vinyl vented	SF	All soffit areas — separate from wall siding.
SID 275	Fascia — aluminum wrap	LF	All fascia linear footage.

Most commonly missed siding line items

Corner posts and J-channel frequently omitted

Soffit and fascia excluded from siding estimate

Wrong profile code (cheaper code for premium siding)

Matching provision not applied when partial creates visible mismatch

Only one elevation scoped when all four are damaged

Supplement tips for siding

Document all affected elevations — don't let adjuster scope only one side

Research matching availability before accepting partial scope

Include all trim pieces as separate line items

Verify soffit and fascia are separate from wall siding

Confirm waste factor (typically 10–15% for standard profiles)

Compare estimates line by line with Appraisly

Appraisly

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Related resources

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