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Xactimate Guide

Xactimate Paint Line Items: Complete Guide

Paint is the final step in reconstruction — and one of the most under-scoped categories in insurance estimates.

Paint in insurance claims covers more than just the damaged area. When any surface is repainted, the entire room typically requires painting to achieve a consistent appearance. Understanding which codes apply — and when primers and sealers are required — is key to a properly scoped paint estimate.

Wall and Ceiling Paint

Standard paint codes cover two-coat application. Apply to full room walls and ceiling — not just the repaired patch.

CodeDescriptionUnit
PNT 175Paint wall — two coatsSF
PNT 180Paint ceiling — two coatsSF
PNT 185Paint wall — three coatsSF

Primers and Sealers

Primers and sealers are required over repaired drywall, smoke damage, and water stains. These are separate line items from finish paint.

CodeDescriptionUnit
PNT 190Seal/prime stained surface — one coatSF
PNT 192Shellac-based primer/sealer — one coatSF
PNT 194Drywall primer — one coatSF

Trim, Doors, and Cabinets

Trim painting is a separate line item from wall painting. Include all base, casing, and door painting.

CodeDescriptionUnit
PNT 210Paint baseboard — two coatsLF
PNT 215Paint door/window casing — two coatsLF
PNT 220Paint door slab — both sidesEA

Most commonly missed painting line items

Primer omitted on new or repaired drywall
Smoke sealer not included on all affected surfaces in fire claims
Paint scope limited to repaired patch only instead of full room
Trim and door painting omitted from scope
Two-coat spec used where three coats are required over new drywall

Supplement tips for painting

Apply paint scope to full rooms — matching provision applies
Include primer as a separate line item over all new/repaired drywall
Add shellac-based sealer for all smoke-affected surfaces in fire claims
Include trim painting (base, casing, doors) as separate line items
Verify three-coat specification over new drywall

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